Call reports 2026
MAGNOLIA STATE BANK — 2026
What MAGNOLIA STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 197,843,000 | 198,651,000 |
| Total loans | 115,751,000 | 109,652,000 |
| Allowance for loan losses | 2,335,000 | 2,354,000 |
| Securities available for sale | 57,879,000 | 60,930,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 166,811,000 | 167,159,000 |
| Interest-bearing deposits | 106,155,000 | 106,265,000 |
| Noninterest-bearing deposits | 60,656,000 | 60,894,000 |
| Equity capital | 30,027,000 | 30,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,946,000 | 5,740,000 |
| Interest expense | 269,000 | 591,000 |
| Net interest income | 2,677,000 | 5,149,000 |
| Noninterest income | 194,000 | 380,000 |
| Noninterest expense | 1,810,000 | 3,563,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 1,061,000 | 1,966,000 |
| Income tax | 0 | 0 |
| Net income | 1,061,000 | 1,966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 30,235,000 | 31,140,000 |