Call reports 2025
MAGNOLIA STATE BANK — 2025
What MAGNOLIA STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 195,115,000 | 197,556,000 | 195,431,000 | 197,887,000 |
| Total loans | 102,725,000 | 108,287,000 | 116,665,000 | 111,347,000 |
| Allowance for loan losses | 2,196,000 | 2,403,000 | 2,404,000 | 2,322,000 |
| Securities available for sale | 59,359,000 | 57,264,000 | 53,969,000 | 51,372,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,126,000 | 166,158,000 | 162,539,000 | 167,335,000 |
| Interest-bearing deposits | 86,837,000 | 86,193,000 | 84,424,000 | 89,230,000 |
| Noninterest-bearing deposits | 78,289,000 | 79,965,000 | 78,115,000 | 78,105,000 |
| Equity capital | 28,564,000 | 30,127,000 | 31,625,000 | 29,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,813,000 | 5,887,000 | 8,854,000 | 11,823,000 |
| Interest expense | 208,000 | 397,000 | 580,000 | 760,000 |
| Net interest income | 2,605,000 | 5,490,000 | 8,274,000 | 11,063,000 |
| Noninterest income | 242,000 | 580,000 | 781,000 | 1,368,000 |
| Noninterest expense | 1,816,000 | 3,463,000 | 5,226,000 | 7,121,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,031,000 | 2,607,000 | 3,838,000 | 5,324,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,031,000 | 2,607,000 | 3,838,000 | 5,324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,614,000 | 30,192,000 | 31,421,000 | 29,174,000 |