Call reports 2021
MAGNOLIA STATE BANK — 2021
What MAGNOLIA STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 195,641,000 | 198,084,000 | 203,946,000 | 204,161,000 |
| Total loans | 109,527,000 | 106,717,000 | 101,744,000 | 94,933,000 |
| Allowance for loan losses | 1,251,000 | 1,144,000 | 1,503,000 | 1,340,000 |
| Securities available for sale | 13,584,000 | 12,307,000 | 13,439,000 | 20,371,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,441,000 | 176,586,000 | 181,693,000 | 182,599,000 |
| Interest-bearing deposits | 100,712,000 | 101,663,000 | 103,717,000 | 105,481,000 |
| Noninterest-bearing deposits | 73,729,000 | 74,923,000 | 77,976,000 | 77,118,000 |
| Equity capital | 20,895,000 | 21,240,000 | 22,005,000 | 21,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,816,000 | 3,630,000 | 5,881,000 | 7,454,000 |
| Interest expense | 92,000 | 173,000 | 250,000 | 316,000 |
| Net interest income | 1,724,000 | 3,457,000 | 5,631,000 | 7,138,000 |
| Noninterest income | 94,000 | 285,000 | 448,000 | 720,000 |
| Noninterest expense | 1,409,000 | 2,968,000 | 4,545,000 | 6,056,000 |
| Provision for loan losses | 0 | 0 | 0 | -150,000 |
| Pretax income | 409,000 | 774,000 | 1,534,000 | 1,952,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 409,000 | 774,000 | 1,534,000 | 1,952,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,472,000 | 20,833,000 | 21,593,000 | 21,060,000 |
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