Call reports 2019
MAGNOLIA STATE BANK — 2019
What MAGNOLIA STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 166,648,000 | 166,755,000 | 163,867,000 | 161,478,000 |
| Total loans | 121,759,000 | 120,450,000 | 117,845,000 | 114,073,000 |
| Allowance for loan losses | 1,555,000 | 1,575,000 | 1,411,000 | 1,337,000 |
| Securities available for sale | 12,615,000 | 12,066,000 | 9,787,000 | 12,030,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,556,000 | 148,211,000 | 144,724,000 | 142,082,000 |
| Interest-bearing deposits | 104,994,000 | 105,275,000 | 100,694,000 | 95,939,000 |
| Noninterest-bearing deposits | 43,562,000 | 42,936,000 | 44,030,000 | 46,143,000 |
| Equity capital | 17,822,000 | 18,237,000 | 18,762,000 | 19,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,040,000 | 4,217,000 | 6,403,000 | 8,481,000 |
| Interest expense | 223,000 | 430,000 | 638,000 | 837,000 |
| Net interest income | 1,817,000 | 3,787,000 | 5,765,000 | 7,644,000 |
| Noninterest income | 353,000 | 478,000 | 910,000 | 989,000 |
| Noninterest expense | 1,806,000 | 3,636,000 | 5,414,000 | 7,153,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 175,000 |
| Pretax income | 364,000 | 629,000 | 1,161,000 | 1,305,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 364,000 | 629,000 | 1,161,000 | 1,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,590,000 | 17,855,000 | 18,387,000 | 18,731,000 |
| Total capital | 19,048,000 | 19,268,000 | 19,788,000 | 20,068,000 |
| Risk-weighted assets | 116,540,000 | 112,889,000 | 112,086,000 | 115,124,000 |