Call reports 2018
MAGNOLIA STATE BANK — 2018
What MAGNOLIA STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 171,920,000 | 170,083,000 | 180,533,000 | 169,949,000 |
| Total loans | 125,889,000 | 130,318,000 | 127,917,000 | 122,171,000 |
| Allowance for loan losses | 1,408,000 | 1,472,000 | 1,427,000 | 1,558,000 |
| Securities available for sale | 12,836,000 | 11,308,000 | 11,951,000 | 16,061,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,814,000 | 148,702,000 | 159,216,000 | 148,445,000 |
| Interest-bearing deposits | 109,693,000 | 107,838,000 | 115,522,000 | 103,232,000 |
| Noninterest-bearing deposits | 41,121,000 | 40,864,000 | 43,694,000 | 45,213,000 |
| Equity capital | 16,799,000 | 17,071,000 | 17,025,000 | 17,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,006,000 | 4,149,000 | 6,272,000 | 8,478,000 |
| Interest expense | 184,000 | 365,000 | 566,000 | 780,000 |
| Net interest income | 1,822,000 | 3,784,000 | 5,706,000 | 7,698,000 |
| Noninterest income | 484,000 | 751,000 | 660,000 | 698,000 |
| Noninterest expense | 1,549,000 | 3,365,000 | 5,077,000 | 6,929,000 |
| Provision for loan losses | 450,000 | 535,000 | 630,000 | 780,000 |
| Pretax income | 307,000 | 635,000 | 659,000 | 687,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 307,000 | 635,000 | 659,000 | 687,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,756,000 | 17,084,000 | 17,109,000 | 17,136,000 |
| Total capital | 18,164,000 | 18,556,000 | 18,536,000 | 18,633,000 |
| Risk-weighted assets | 123,786,000 | 125,050,000 | 122,137,000 | 119,686,000 |