Call reports 2017
MAGNOLIA STATE BANK — 2017
What MAGNOLIA STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 174,398,000 | 173,799,000 | 174,384,000 | 169,445,000 |
| Total loans | 116,968,000 | 119,441,000 | 121,285,000 | 124,073,000 |
| Allowance for loan losses | 1,633,000 | 1,607,000 | 1,517,000 | 1,463,000 |
| Securities available for sale | 12,531,000 | 12,424,000 | 12,501,000 | 15,875,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,679,000 | 153,633,000 | 153,449,000 | 148,438,000 |
| Interest-bearing deposits | 115,595,000 | 115,466,000 | 112,832,000 | 107,708,000 |
| Noninterest-bearing deposits | 39,084,000 | 38,167,000 | 40,617,000 | 40,730,000 |
| Equity capital | 15,394,000 | 15,827,000 | 16,608,000 | 16,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,899,000 | 3,885,000 | 5,912,000 | 7,984,000 |
| Interest expense | 209,000 | 413,000 | 611,000 | 800,000 |
| Net interest income | 1,690,000 | 3,472,000 | 5,301,000 | 7,184,000 |
| Noninterest income | 385,000 | 582,000 | 1,251,000 | 1,515,000 |
| Noninterest expense | 1,703,000 | 3,341,000 | 5,034,000 | 6,996,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 372,000 | 713,000 | 1,518,000 | 1,703,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 372,000 | 713,000 | 1,518,000 | 1,703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,118,000 | 15,460,000 | 16,265,000 | 16,449,000 |
| Total capital | 16,595,000 | 16,964,000 | 17,782,000 | 17,912,000 |
| Risk-weighted assets | 117,963,000 | 120,202,000 | 121,374,000 | 127,448,000 |