Call reports 2016
MAGNOLIA STATE BANK — 2016
What MAGNOLIA STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 176,872,000 | 170,646,000 | 172,409,000 | 174,889,000 |
| Total loans | 112,659,000 | 116,580,000 | 117,749,000 | 119,932,000 |
| Allowance for loan losses | 1,322,000 | 1,643,000 | 1,655,000 | 1,616,000 |
| Securities available for sale | 13,665,000 | 13,144,000 | 12,828,000 | 12,647,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,432,000 | 152,030,000 | 153,459,000 | 155,809,000 |
| Interest-bearing deposits | 117,044,000 | 115,956,000 | 114,524,000 | 116,780,000 |
| Noninterest-bearing deposits | 41,388,000 | 36,074,000 | 38,935,000 | 39,029,000 |
| Equity capital | 14,134,000 | 14,348,000 | 14,626,000 | 14,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,852,000 | 3,750,000 | 5,738,000 | 7,703,000 |
| Interest expense | 237,000 | 460,000 | 676,000 | 887,000 |
| Net interest income | 1,615,000 | 3,290,000 | 5,062,000 | 6,816,000 |
| Noninterest income | 292,000 | 579,000 | 814,000 | 1,480,000 |
| Noninterest expense | 1,689,000 | 3,457,000 | 5,188,000 | 7,095,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 218,000 | 412,000 | 695,000 | 1,201,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 218,000 | 412,000 | 695,000 | 1,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,613,000 | 13,807,000 | 14,089,000 | 14,596,000 |
| Total capital | 14,935,000 | 15,332,000 | 15,595,000 | 16,112,000 |
| Risk-weighted assets | 118,401,000 | 121,863,000 | 120,294,000 | 121,231,000 |