Call reports 2026
NORTHWOODS BANK OF MINNESOTA — 2026
What NORTHWOODS BANK OF MINNESOTA reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 140,514,000 | 140,608,000 |
| Total loans | 77,062,000 | 77,577,000 |
| Allowance for loan losses | 1,010,000 | 1,011,000 |
| Securities available for sale | 50,579,000 | 51,605,000 |
| Securities held to maturity | 886,000 | 885,000 |
| Trading assets | 0 | 0 |
| Total deposits | 124,411,000 | 124,956,000 |
| Interest-bearing deposits | 93,702,000 | 89,368,000 |
| Noninterest-bearing deposits | 30,709,000 | 35,588,000 |
| Equity capital | 13,098,000 | 12,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,706,000 | 3,466,000 |
| Interest expense | 389,000 | 766,000 |
| Net interest income | 1,317,000 | 2,700,000 |
| Noninterest income | 122,000 | 269,000 |
| Noninterest expense | 1,043,000 | 2,188,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 396,000 | 781,000 |
| Income tax | 21,000 | 39,000 |
| Net income | 375,000 | 742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 15,824,000 | 15,924,000 |