Call report 2025Q3
PRESENCE BANK — 2025Q3
The 22 measures PRESENCE BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 452,563,000 | USD | evidence → |
| Total loans | 356,557,000 | USD | evidence → |
| Allowance for loan losses | 4,509,000 | USD | evidence → |
| Securities available for sale | 30,189,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 355,044,000 | USD | evidence → |
| Interest-bearing deposits | 330,410,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,634,000 | USD | evidence → |
| Equity capital | 45,200,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,379,000 | USD | evidence → |
| Interest expense | 8,782,000 | USD | evidence → |
| Net interest income | 9,597,000 | USD | evidence → |
| Noninterest income | 755,000 | USD | evidence → |
| Noninterest expense | 7,340,000 | USD | evidence → |
| Provision for loan losses | 91,000 | USD | evidence → |
| Pretax income | 2,939,000 | USD | evidence → |
| Income tax | 623,000 | USD | evidence → |
| Net income | 2,316,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 44,895,000 | USD | evidence → |
| Total capital | 49,352,000 | USD | evidence → |
| Risk-weighted assets | 356,519,000 | USD | evidence → |