Call report 2023Q4
PRESENCE BANK — 2023Q4
The 22 measures PRESENCE BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 434,118,000 | USD | evidence → |
| Total loans | 325,893,000 | USD | evidence → |
| Allowance for loan losses | 4,511,000 | USD | evidence → |
| Securities available for sale | 68,115,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 332,966,000 | USD | evidence → |
| Interest-bearing deposits | 311,995,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,971,000 | USD | evidence → |
| Equity capital | 38,924,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,502,000 | USD | evidence → |
| Interest expense | 7,803,000 | USD | evidence → |
| Net interest income | 11,699,000 | USD | evidence → |
| Noninterest income | 774,000 | USD | evidence → |
| Noninterest expense | 9,051,000 | USD | evidence → |
| Provision for loan losses | 644,000 | USD | evidence → |
| Pretax income | 2,801,000 | USD | evidence → |
| Income tax | 616,000 | USD | evidence → |
| Net income | 2,185,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,276,000 | USD | evidence → |
| Total capital | 44,168,000 | USD | evidence → |
| Risk-weighted assets | 310,943,000 | USD | evidence → |