Call reports 2022
PRESENCE BANK — 2022
What PRESENCE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 360,663,000 | 388,389,000 | 369,577,000 | 378,977,000 |
| Total loans | 277,873,000 | 295,119,000 | 305,168,000 | 304,847,000 |
| Allowance for loan losses | 3,236,000 | 3,439,000 | 3,787,000 | 3,992,000 |
| Securities available for sale | 24,067,000 | 43,049,000 | 37,239,000 | 52,047,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,113,000 | 309,013,000 | 289,628,000 | 289,495,000 |
| Interest-bearing deposits | 260,732,000 | 282,478,000 | 265,780,000 | 261,225,000 |
| Noninterest-bearing deposits | 25,381,000 | 26,535,000 | 23,848,000 | 28,270,000 |
| Equity capital | 34,825,000 | 34,779,000 | 34,743,000 | 36,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,781,000 | 5,918,000 | 9,561,000 | 13,700,000 |
| Interest expense | 584,000 | 1,242,000 | 1,936,000 | 3,044,000 |
| Net interest income | 2,197,000 | 4,676,000 | 7,625,000 | 10,656,000 |
| Noninterest income | 162,000 | 336,000 | 510,000 | 1,516,000 |
| Noninterest expense | 1,881,000 | 3,855,000 | 6,076,000 | 8,174,000 |
| Provision for loan losses | 90,000 | 293,000 | 639,000 | 1,200,000 |
| Pretax income | 348,000 | 797,000 | 1,320,000 | 2,699,000 |
| Income tax | 65,000 | 151,000 | 251,000 | 543,000 |
| Net income | 283,000 | 646,000 | 1,069,000 | 2,156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,962,000 | 36,326,000 | 36,749,000 | 37,987,000 |