Call reports 2021
PRESENCE BANK — 2021
What PRESENCE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 281,066,000 | 348,624,000 | 304,914,000 | 307,165,000 |
| Total loans | 201,783,000 | 224,396,000 | 229,025,000 | 252,341,000 |
| Allowance for loan losses | 2,924,000 | 2,993,000 | 3,077,000 | 3,145,000 |
| Securities available for sale | 28,839,000 | 27,801,000 | 27,082,000 | 25,649,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,088,000 | 306,872,000 | 248,548,000 | 251,132,000 |
| Interest-bearing deposits | 218,037,000 | 224,440,000 | 225,797,000 | 229,102,000 |
| Noninterest-bearing deposits | 23,051,000 | 82,432,000 | 22,751,000 | 22,030,000 |
| Equity capital | 21,809,000 | 22,024,000 | 35,093,000 | 35,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,242,000 | 4,718,000 | 7,365,000 | 10,058,000 |
| Interest expense | 576,000 | 1,127,000 | 1,666,000 | 2,241,000 |
| Net interest income | 1,666,000 | 3,591,000 | 5,699,000 | 7,817,000 |
| Noninterest income | 168,000 | 365,000 | 544,000 | 815,000 |
| Noninterest expense | 1,696,000 | 3,407,000 | 5,315,000 | 7,313,000 |
| Provision for loan losses | 69,000 | 138,000 | 221,000 | 287,000 |
| Pretax income | 54,000 | 397,000 | 701,000 | 1,007,000 |
| Income tax | 3,000 | 67,000 | 124,000 | 181,000 |
| Net income | 51,000 | 330,000 | 577,000 | 826,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,931,000 | 22,210,000 | 35,279,000 | 35,679,000 |
| Total capital | — | 24,742,000 | — | — |
| Risk-weighted assets | — | 202,128,000 | — | — |