Call reports 2018
PRESENCE BANK — 2018
What PRESENCE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 210,660,000 | 211,816,000 | 206,501,000 | 210,205,000 |
| Total loans | 174,084,000 | 172,523,000 | 172,366,000 | 173,416,000 |
| Allowance for loan losses | 1,689,000 | 1,718,000 | 1,749,000 | 1,616,000 |
| Securities available for sale | 20,738,000 | 21,565,000 | 20,613,000 | 20,824,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,888,000 | 163,116,000 | 157,393,000 | 161,195,000 |
| Interest-bearing deposits | 148,455,000 | 150,961,000 | 146,872,000 | 148,086,000 |
| Noninterest-bearing deposits | 13,433,000 | 12,155,000 | 10,521,000 | 13,109,000 |
| Equity capital | 19,542,000 | 19,779,000 | 20,107,000 | 21,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,136,000 | 4,370,000 | 6,577,000 | 8,807,000 |
| Interest expense | 443,000 | 922,000 | 1,410,000 | 1,929,000 |
| Net interest income | 1,693,000 | 3,448,000 | 5,167,000 | 6,878,000 |
| Noninterest income | 132,000 | 257,000 | 392,000 | 518,000 |
| Noninterest expense | 1,456,000 | 2,945,000 | 4,246,000 | 5,474,000 |
| Provision for loan losses | 330,000 | 349,000 | 370,000 | 510,000 |
| Pretax income | 39,000 | 411,000 | 943,000 | 1,412,000 |
| Income tax | 35,000 | 110,000 | 211,000 | 313,000 |
| Net income | 4,000 | 301,000 | 732,000 | 1,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,273,000 | 20,710,000 | 21,135,000 | 21,509,000 |
| Total capital | 21,962,000 | 22,428,000 | 22,884,000 | 23,125,000 |
| Risk-weighted assets | 149,562,000 | 149,181,000 | 149,788,000 | 148,569,000 |