Call reports 2017
PRESENCE BANK — 2017
What PRESENCE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 215,569,000 | 209,359,000 | 208,315,000 | 210,199,000 |
| Total loans | 168,568,000 | 167,024,000 | 170,714,000 | 174,338,000 |
| Allowance for loan losses | 1,623,000 | 1,710,000 | 1,711,000 | 1,643,000 |
| Securities available for sale | 24,039,000 | 24,395,000 | 23,655,000 | 22,073,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,357,000 | 178,683,000 | 174,818,000 | 173,706,000 |
| Interest-bearing deposits | 170,215,000 | 162,981,000 | 159,661,000 | 158,158,000 |
| Noninterest-bearing deposits | 15,142,000 | 15,702,000 | 15,157,000 | 15,548,000 |
| Equity capital | 18,968,000 | 19,724,000 | 20,023,000 | 19,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,041,000 | 4,160,000 | 6,267,000 | 8,393,000 |
| Interest expense | 404,000 | 800,000 | 1,188,000 | 1,591,000 |
| Net interest income | 1,637,000 | 3,360,000 | 5,079,000 | 6,802,000 |
| Noninterest income | 131,000 | 717,000 | 836,000 | 966,000 |
| Noninterest expense | 1,312,000 | 2,834,000 | 4,181,000 | 5,598,000 |
| Provision for loan losses | 34,000 | 52,000 | 53,000 | 53,000 |
| Pretax income | 422,000 | 1,191,000 | 1,681,000 | 2,117,000 |
| Income tax | 130,000 | 222,000 | 383,000 | 890,000 |
| Net income | 292,000 | 969,000 | 1,298,000 | 1,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,913,000 | 19,695,000 | 20,086,000 | 20,101,000 |
| Total capital | 20,536,000 | 21,405,000 | 21,797,000 | 21,744,000 |
| Risk-weighted assets | 148,275,000 | 146,548,000 | 148,020,000 | 150,442,000 |