Call report 2015Q4
PRESENCE BANK — 2015Q4
The 22 measures PRESENCE BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 200,643,000 | USD | evidence → |
| Total loans | 162,066,000 | USD | evidence → |
| Allowance for loan losses | 1,511,000 | USD | evidence → |
| Securities available for sale | 22,252,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 173,244,000 | USD | evidence → |
| Interest-bearing deposits | 162,786,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,458,000 | USD | evidence → |
| Equity capital | 17,635,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,618,000 | USD | evidence → |
| Interest expense | 2,167,000 | USD | evidence → |
| Net interest income | 6,451,000 | USD | evidence → |
| Noninterest income | 754,000 | USD | evidence → |
| Noninterest expense | 5,686,000 | USD | evidence → |
| Provision for loan losses | 171,000 | USD | evidence → |
| Pretax income | 1,348,000 | USD | evidence → |
| Income tax | 300,000 | USD | evidence → |
| Net income | 1,048,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,182,000 | USD | evidence → |
| Total capital | 18,693,000 | USD | evidence → |
| Risk-weighted assets | 137,493,000 | USD | evidence → |