Call report 2014Q4
PRESENCE BANK — 2014Q4
The 22 measures PRESENCE BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 200,541,000 | USD | evidence → |
| Total loans | 163,190,000 | USD | evidence → |
| Allowance for loan losses | 1,411,000 | USD | evidence → |
| Securities available for sale | 25,197,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 150,651,000 | USD | evidence → |
| Interest-bearing deposits | 142,074,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,577,000 | USD | evidence → |
| Equity capital | 16,638,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,318,000 | USD | evidence → |
| Interest expense | 3,206,000 | USD | evidence → |
| Net interest income | 5,112,000 | USD | evidence → |
| Noninterest income | 375,000 | USD | evidence → |
| Noninterest expense | 4,422,000 | USD | evidence → |
| Provision for loan losses | 316,000 | USD | evidence → |
| Pretax income | 749,000 | USD | evidence → |
| Income tax | -949,000 | USD | evidence → |
| Net income | 1,698,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,186,000 | USD | evidence → |
| Total capital | 16,602,000 | USD | evidence → |
| Risk-weighted assets | 139,990,000 | USD | evidence → |