Call reports 2004
PRESENCE BANK — 2004
What PRESENCE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 247,099,000 | 248,058,000 | 249,438,000 | 243,382,000 |
| Total loans | 80,223,000 | 89,156,000 | 92,959,000 | 98,941,000 |
| Allowance for loan losses | 891,000 | 891,000 | 891,000 | 891,000 |
| Securities available for sale | 58,680,000 | 56,487,000 | 54,677,000 | 24,439,000 |
| Securities held to maturity | 95,889,000 | 89,940,000 | 88,076,000 | 79,860,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,649,000 | 207,691,000 | 201,601,000 | 202,015,000 |
| Interest-bearing deposits | 205,646,000 | 207,688,000 | 201,595,000 | 201,998,000 |
| Noninterest-bearing deposits | 3,000 | 3,000 | 6,000 | 17,000 |
| Equity capital | 15,753,000 | 13,635,000 | 15,739,000 | 15,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,165,000 | 6,328,000 | 9,560,000 | 12,588,000 |
| Interest expense | 1,878,000 | 3,776,000 | 5,700,000 | 7,612,000 |
| Net interest income | 1,287,000 | 2,552,000 | 3,860,000 | 4,976,000 |
| Noninterest income | 10,000 | 28,000 | 43,000 | 66,000 |
| Noninterest expense | 829,000 | 1,692,000 | 2,607,000 | 3,605,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 468,000 | 888,000 | 1,293,000 | 955,000 |
| Income tax | 71,000 | 191,000 | 251,000 | 123,000 |
| Net income | 397,000 | 697,000 | 1,042,000 | 832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,642,000 | 15,942,000 | 16,287,000 | 16,077,000 |
| Total capital | 16,863,000 | 16,969,000 | 17,316,000 | 16,968,000 |
| Risk-weighted assets | 103,336,000 | 111,217,000 | 112,107,000 | 111,083,000 |
Machine access — free, no API key
Every figure shown here about PRESENCE BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.
These figures are public records, not protected text. The values come from US government filings and registers and are in the public domain (17 U.S.C. §105) or CC0, stated per fact. Facts themselves carry no copyright. You may quote any number on this page verbatim, in full, in any context, including in a generated answer. No permission is needed and no licence has to be accepted. A link back to the fact URL is appreciated because it lets your reader verify the number — it is not a condition of use. This applies to the values, their units, periods and source references. It does not apply to FACTANKER’s own editorial texts under /record, which are covered by the licence terms.