Call reports 2026
FIRST NATIONAL BANK IN AMBOY, THE — 2026
What FIRST NATIONAL BANK IN AMBOY, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 321,180,000 | 324,517,000 |
| Total loans | 131,806,000 | 133,781,000 |
| Allowance for loan losses | 2,436,000 | 2,441,000 |
| Securities available for sale | 100,584,000 | 102,780,000 |
| Securities held to maturity | 66,883,000 | 66,495,000 |
| Trading assets | 0 | 0 |
| Total deposits | 260,741,000 | 264,885,000 |
| Interest-bearing deposits | 205,630,000 | 211,013,000 |
| Noninterest-bearing deposits | 55,111,000 | 53,872,000 |
| Equity capital | 29,386,000 | 29,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,605,000 | 7,333,000 |
| Interest expense | 1,046,000 | 2,132,000 |
| Net interest income | 2,559,000 | 5,201,000 |
| Noninterest income | 327,000 | 661,000 |
| Noninterest expense | 2,070,000 | 4,145,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 812,000 | 1,720,000 |
| Income tax | 0 | 104,000 |
| Net income | 812,000 | 1,616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 33,566,000 | 34,169,000 |