Call reports 2025
FIRST NATIONAL BANK IN AMBOY, THE — 2025
What FIRST NATIONAL BANK IN AMBOY, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 296,346,000 | 306,183,000 | 310,074,000 | 313,690,000 |
| Total loans | 116,185,000 | 123,592,000 | 124,858,000 | 133,154,000 |
| Allowance for loan losses | 2,402,000 | 2,426,000 | 2,428,000 | 2,431,000 |
| Securities available for sale | 94,297,000 | 101,048,000 | 96,827,000 | 95,858,000 |
| Securities held to maturity | 69,171,000 | 68,877,000 | 68,361,000 | 67,703,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,712,000 | 246,201,000 | 259,099,000 | 258,906,000 |
| Interest-bearing deposits | 210,290,000 | 193,898,000 | 207,602,000 | 204,544,000 |
| Noninterest-bearing deposits | 56,422,000 | 52,303,000 | 51,497,000 | 54,362,000 |
| Equity capital | 25,208,000 | 25,261,000 | 28,076,000 | 29,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,397,000 | 6,794,000 | 10,374,000 | 13,990,000 |
| Interest expense | 999,000 | 2,048,000 | 3,221,000 | 4,302,000 |
| Net interest income | 2,398,000 | 4,746,000 | 7,153,000 | 9,688,000 |
| Noninterest income | 277,000 | 573,000 | 847,000 | 1,170,000 |
| Noninterest expense | 1,939,000 | 3,874,000 | 5,888,000 | 7,979,000 |
| Provision for loan losses | 0 | 26,000 | 26,000 | 26,000 |
| Pretax income | 734,000 | 1,438,000 | 2,023,000 | 2,792,000 |
| Income tax | 15,000 | 110,000 | 136,000 | 203,000 |
| Net income | 719,000 | 1,328,000 | 1,887,000 | 2,589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,932,000 | 32,340,000 | 32,800,000 | 33,503,000 |