Call reports 2024
FIRST NATIONAL BANK IN AMBOY, THE — 2024
What FIRST NATIONAL BANK IN AMBOY, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 296,925,000 | 300,619,000 | 298,643,000 | 294,259,000 |
| Total loans | 114,635,000 | 114,972,000 | 120,888,000 | 121,546,000 |
| Allowance for loan losses | 2,337,000 | 2,335,000 | 2,359,000 | 2,367,000 |
| Securities available for sale | 71,135,000 | 76,543,000 | 83,699,000 | 85,020,000 |
| Securities held to maturity | 71,900,000 | 70,895,000 | 70,297,000 | 69,760,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,415,000 | 255,514,000 | 249,780,000 | 266,290,000 |
| Interest-bearing deposits | 196,372,000 | 200,145,000 | 196,212,000 | 211,428,000 |
| Noninterest-bearing deposits | 57,043,000 | 55,369,000 | 53,568,000 | 54,862,000 |
| Equity capital | 21,667,000 | 22,430,000 | 24,815,000 | 24,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,104,000 | 6,386,000 | 9,766,000 | 13,134,000 |
| Interest expense | 1,052,000 | 2,223,000 | 3,438,000 | 4,575,000 |
| Net interest income | 2,052,000 | 4,163,000 | 6,328,000 | 8,559,000 |
| Noninterest income | 275,000 | 606,000 | 981,000 | 1,418,000 |
| Noninterest expense | 1,777,000 | 3,581,000 | 5,413,000 | 7,260,000 |
| Provision for loan losses | 0 | -7,000 | -7,000 | -7,000 |
| Pretax income | 552,000 | 1,184,000 | 1,898,000 | 2,710,000 |
| Income tax | 0 | 76,000 | 118,000 | 141,000 |
| Net income | 552,000 | 1,108,000 | 1,780,000 | 2,569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,941,000 | 30,302,000 | 30,873,000 | 31,662,000 |