Call reports 2023
FIRST NATIONAL BANK IN AMBOY, THE — 2023
What FIRST NATIONAL BANK IN AMBOY, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 260,917,000 | 264,298,000 | 270,731,000 | 278,870,000 |
| Total loans | 99,515,000 | 104,445,000 | 109,414,000 | 117,425,000 |
| Allowance for loan losses | 2,221,000 | 2,391,000 | 2,404,000 | 2,323,000 |
| Securities available for sale | 64,833,000 | 64,403,000 | 62,756,000 | 68,880,000 |
| Securities held to maturity | 74,169,000 | 73,583,000 | 73,042,000 | 72,331,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,492,000 | 233,967,000 | 240,853,000 | 242,271,000 |
| Interest-bearing deposits | 181,132,000 | 179,185,000 | 186,043,000 | 185,175,000 |
| Noninterest-bearing deposits | 60,360,000 | 54,782,000 | 54,810,000 | 57,096,000 |
| Equity capital | 17,495,000 | 18,613,000 | 18,359,000 | 21,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,419,000 | 4,890,000 | 7,611,000 | 10,513,000 |
| Interest expense | 308,000 | 771,000 | 1,468,000 | 2,354,000 |
| Net interest income | 2,111,000 | 4,119,000 | 6,143,000 | 8,159,000 |
| Noninterest income | 311,000 | 668,000 | 996,000 | 1,350,000 |
| Noninterest expense | 1,595,000 | 3,216,000 | 4,889,000 | 6,621,000 |
| Provision for loan losses | 0 | 0 | 0 | -95,000 |
| Pretax income | 831,000 | 1,580,000 | 2,260,000 | 2,902,000 |
| Income tax | 7,000 | 65,000 | 118,000 | 133,000 |
| Net income | 824,000 | 1,515,000 | 2,142,000 | 2,769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,992,000 | 28,205,000 | 28,741,000 | 29,377,000 |