Call reports 2022
FIRST NATIONAL BANK IN AMBOY, THE — 2022
What FIRST NATIONAL BANK IN AMBOY, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 282,440,000 | 260,950,000 | 256,636,000 | 261,957,000 |
| Total loans | 91,786,000 | 95,271,000 | 103,701,000 | 107,219,000 |
| Allowance for loan losses | 2,379,000 | 2,394,000 | 2,538,000 | 2,546,000 |
| Securities available for sale | 135,122,000 | 131,254,000 | 63,857,000 | 63,228,000 |
| Securities held to maturity | 7,267,000 | 8,266,000 | 75,447,000 | 74,643,000 |
| Trading assets | 34,000 | 0 | 0 | 0 |
| Total deposits | 255,529,000 | 245,105,000 | 237,964,000 | 242,943,000 |
| Interest-bearing deposits | 196,589,000 | 188,109,000 | 183,256,000 | 178,058,000 |
| Noninterest-bearing deposits | 58,940,000 | 56,996,000 | 54,708,000 | 64,885,000 |
| Equity capital | 20,494,000 | 13,986,000 | 15,469,000 | 16,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,761,000 | 3,702,000 | 5,982,000 | 8,319,000 |
| Interest expense | 146,000 | 285,000 | 441,000 | 702,000 |
| Net interest income | 1,615,000 | 3,417,000 | 5,541,000 | 7,617,000 |
| Noninterest income | 447,000 | 793,000 | 1,158,000 | 1,530,000 |
| Noninterest expense | 1,495,000 | 3,062,000 | 4,655,000 | 6,273,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 545,000 | 1,122,000 | 1,955,000 | 2,718,000 |
| Income tax | -13,000 | 62,000 | 114,000 | 162,000 |
| Net income | 558,000 | 1,060,000 | 1,841,000 | 2,556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,833,000 | 25,143,000 | 25,834,000 | 26,559,000 |