Call reports 2021
FIRST NATIONAL BANK IN AMBOY, THE — 2021
What FIRST NATIONAL BANK IN AMBOY, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 268,027,000 | 264,556,000 | 273,527,000 | 277,784,000 |
| Total loans | 105,149,000 | 101,535,000 | 98,617,000 | 97,174,000 |
| Allowance for loan losses | 2,122,000 | 2,198,000 | 2,274,000 | 2,353,000 |
| Securities available for sale | 114,971,000 | 129,192,000 | 134,450,000 | 140,841,000 |
| Securities held to maturity | 3,228,000 | 3,228,000 | 3,188,000 | 6,775,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,040,000 | 229,356,000 | 237,451,000 | 243,006,000 |
| Interest-bearing deposits | 170,552,000 | 177,579,000 | 184,250,000 | 185,268,000 |
| Noninterest-bearing deposits | 58,488,000 | 51,777,000 | 53,201,000 | 57,738,000 |
| Equity capital | 25,601,000 | 27,648,000 | 28,842,000 | 27,812,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,922,000 | 4,253,000 | 6,314,000 | 8,232,000 |
| Interest expense | 217,000 | 408,000 | 591,000 | 775,000 |
| Net interest income | 1,705,000 | 3,845,000 | 5,723,000 | 7,457,000 |
| Noninterest income | 431,000 | 823,000 | 1,141,000 | 1,454,000 |
| Noninterest expense | 1,485,000 | 2,987,000 | 4,284,000 | 6,019,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 591,000 | 1,595,000 | 2,417,000 | 2,411,000 |
| Income tax | 0 | 23,000 | 23,000 | 46,000 |
| Net income | 591,000 | 1,572,000 | 2,394,000 | 2,365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,784,000 | 24,573,000 | 25,304,000 | 25,285,000 |