Call reports 2020
FIRST NATIONAL BANK IN AMBOY, THE — 2020
What FIRST NATIONAL BANK IN AMBOY, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 209,685,000 | 227,030,000 | 231,527,000 | 245,003,000 |
| Total loans | 110,383,000 | 115,544,000 | 113,071,000 | 108,536,000 |
| Allowance for loan losses | 1,606,000 | 1,886,000 | 1,967,000 | 2,043,000 |
| Securities available for sale | 80,918,000 | 89,142,000 | 96,179,000 | 101,405,000 |
| Securities held to maturity | 3,420,000 | 3,420,000 | 3,380,000 | 3,268,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,374,000 | 192,715,000 | 197,280,000 | 203,225,000 |
| Interest-bearing deposits | 145,265,000 | 150,595,000 | 153,911,000 | 156,284,000 |
| Noninterest-bearing deposits | 39,109,000 | 42,120,000 | 43,369,000 | 46,941,000 |
| Equity capital | 22,631,000 | 26,444,000 | 27,156,000 | 28,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,923,000 | 3,897,000 | 5,877,000 | 7,830,000 |
| Interest expense | 345,000 | 627,000 | 884,000 | 1,135,000 |
| Net interest income | 1,578,000 | 3,270,000 | 4,993,000 | 6,695,000 |
| Noninterest income | 285,000 | 758,000 | 1,230,000 | 1,762,000 |
| Noninterest expense | 1,411,000 | 2,806,000 | 4,163,000 | 5,673,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 392,000 | 1,102,000 | 1,994,000 | 2,362,000 |
| Income tax | 0 | 10,000 | 20,000 | 29,000 |
| Net income | 392,000 | 1,092,000 | 1,974,000 | 2,333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,273,000 | 23,822,000 | 24,634,000 | 25,002,000 |