Call reports 2019
FIRST NATIONAL BANK IN AMBOY, THE — 2019
What FIRST NATIONAL BANK IN AMBOY, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 200,496,000 | 196,767,000 | 206,310,000 | 211,574,000 |
| Total loans | 103,807,000 | 102,451,000 | 103,111,000 | 106,753,000 |
| Allowance for loan losses | 1,400,000 | 1,441,000 | 1,456,000 | 1,513,000 |
| Securities available for sale | 79,020,000 | 80,194,000 | 81,223,000 | 84,208,000 |
| Securities held to maturity | 1,629,000 | 1,629,000 | 1,629,000 | 1,520,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,870,000 | 169,222,000 | 177,397,000 | 184,253,000 |
| Interest-bearing deposits | 136,204,000 | 131,975,000 | 140,277,000 | 142,195,000 |
| Noninterest-bearing deposits | 37,666,000 | 37,247,000 | 37,120,000 | 42,058,000 |
| Equity capital | 22,609,000 | 23,991,000 | 24,547,000 | 24,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,868,000 | 3,798,000 | 5,719,000 | 7,709,000 |
| Interest expense | 299,000 | 618,000 | 959,000 | 1,324,000 |
| Net interest income | 1,569,000 | 3,180,000 | 4,760,000 | 6,385,000 |
| Noninterest income | 278,000 | 566,000 | 889,000 | 1,155,000 |
| Noninterest expense | 1,354,000 | 2,855,000 | 4,323,000 | 5,951,000 |
| Provision for loan losses | 40,000 | 100,000 | 160,000 | 220,000 |
| Pretax income | 454,000 | 785,000 | 1,186,000 | 1,389,000 |
| Income tax | 1,000 | 1,000 | 11,000 | 21,000 |
| Net income | 453,000 | 784,000 | 1,175,000 | 1,368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,671,000 | 22,857,000 | 23,177,000 | 23,378,000 |
| Total capital | 24,071,000 | 24,298,000 | 24,633,000 | 24,891,000 |
| Risk-weighted assets | 127,167,000 | 125,954,000 | 127,531,000 | 130,304,000 |