Call reports 2018
FIRST NATIONAL BANK IN AMBOY, THE — 2018
What FIRST NATIONAL BANK IN AMBOY, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 200,795,000 | 195,966,000 | 192,901,000 | 200,213,000 |
| Total loans | 101,455,000 | 103,030,000 | 103,108,000 | 107,390,000 |
| Allowance for loan losses | 1,507,000 | 1,390,000 | 1,281,000 | 1,329,000 |
| Securities available for sale | 75,047,000 | 73,687,000 | 72,696,000 | 75,511,000 |
| Securities held to maturity | 1,629,000 | 1,629,000 | 1,630,000 | 1,629,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,000,000 | 169,349,000 | 167,456,000 | 173,855,000 |
| Interest-bearing deposits | 136,396,000 | 134,047,000 | 132,669,000 | 134,962,000 |
| Noninterest-bearing deposits | 38,604,000 | 35,302,000 | 34,787,000 | 38,893,000 |
| Equity capital | 20,533,000 | 20,773,000 | 20,976,000 | 22,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,790,000 | 3,596,000 | 5,418,000 | 7,315,000 |
| Interest expense | 208,000 | 437,000 | 661,000 | 952,000 |
| Net interest income | 1,582,000 | 3,159,000 | 4,757,000 | 6,363,000 |
| Noninterest income | 310,000 | 611,000 | 965,000 | 1,271,000 |
| Noninterest expense | 1,432,000 | 2,782,000 | 4,059,000 | 5,542,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 120,000 |
| Pretax income | 460,000 | 993,000 | 1,646,000 | 1,992,000 |
| Income tax | 0 | 0 | 18,000 | 20,000 |
| Net income | 460,000 | 993,000 | 1,628,000 | 1,972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,619,000 | 21,993,000 | 22,569,000 | 22,918,000 |
| Total capital | 23,126,000 | 23,383,000 | 23,850,000 | 24,247,000 |
| Risk-weighted assets | 120,427,000 | 119,205,000 | 124,278,000 | 128,030,000 |