Call reports 2017
FIRST NATIONAL BANK IN AMBOY, THE — 2017
What FIRST NATIONAL BANK IN AMBOY, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 200,886,000 | 198,818,000 | 199,009,000 | 202,853,000 |
| Total loans | 93,518,000 | 98,721,000 | 104,746,000 | 107,735,000 |
| Allowance for loan losses | 1,492,000 | 1,482,000 | 1,447,000 | 1,448,000 |
| Securities available for sale | 87,133,000 | 81,772,000 | 77,390,000 | 74,211,000 |
| Securities held to maturity | 1,738,000 | 1,738,000 | 1,738,000 | 1,629,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,491,000 | 171,190,000 | 170,816,000 | 176,294,000 |
| Interest-bearing deposits | 140,425,000 | 138,597,000 | 137,729,000 | 137,371,000 |
| Noninterest-bearing deposits | 35,066,000 | 32,593,000 | 33,087,000 | 38,923,000 |
| Equity capital | 19,968,000 | 21,455,000 | 21,949,000 | 21,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,725,000 | 3,574,000 | 5,381,000 | 7,212,000 |
| Interest expense | 173,000 | 347,000 | 534,000 | 741,000 |
| Net interest income | 1,552,000 | 3,227,000 | 4,847,000 | 6,471,000 |
| Noninterest income | 371,000 | 682,000 | 1,036,000 | 1,346,000 |
| Noninterest expense | 1,365,000 | 2,690,000 | 3,908,000 | 5,515,000 |
| Provision for loan losses | 0 | 0 | 0 | 280,000 |
| Pretax income | 565,000 | 1,181,000 | 1,936,000 | 1,983,000 |
| Income tax | 0 | 0 | 21,000 | 33,000 |
| Net income | 565,000 | 1,181,000 | 1,915,000 | 1,950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,441,000 | 20,905,000 | 21,496,000 | 21,538,000 |
| Total capital | 21,861,000 | 22,350,000 | 22,943,000 | 22,986,000 |
| Risk-weighted assets | 113,519,000 | 115,600,000 | 120,987,000 | 123,419,000 |