Call reports 2016
FIRST NATIONAL BANK IN AMBOY, THE — 2016
What FIRST NATIONAL BANK IN AMBOY, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 177,709,000 | 200,436,000 | 200,502,000 | 201,348,000 |
| Total loans | 76,219,000 | 86,689,000 | 88,829,000 | 90,414,000 |
| Allowance for loan losses | 1,551,000 | 1,530,000 | 1,474,000 | 1,479,000 |
| Securities available for sale | 79,718,000 | 84,058,000 | 88,459,000 | 90,392,000 |
| Securities held to maturity | 1,843,000 | 1,843,000 | 1,843,000 | 1,738,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,184,000 | 171,169,000 | 173,012,000 | 175,146,000 |
| Interest-bearing deposits | 121,645,000 | 140,459,000 | 140,180,000 | 141,751,000 |
| Noninterest-bearing deposits | 28,539,000 | 30,710,000 | 32,832,000 | 33,395,000 |
| Equity capital | 20,259,000 | 21,150,000 | 21,650,000 | 19,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,466,000 | 3,004,000 | 4,751,000 | 6,454,000 |
| Interest expense | 143,000 | 298,000 | 487,000 | 676,000 |
| Net interest income | 1,323,000 | 2,706,000 | 4,264,000 | 5,778,000 |
| Noninterest income | 284,000 | 706,000 | 1,012,000 | 1,297,000 |
| Noninterest expense | 1,326,000 | 2,838,000 | 4,043,000 | 5,442,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 298,000 | 593,000 | 1,281,000 | 1,687,000 |
| Income tax | 0 | 0 | 0 | 17,000 |
| Net income | 298,000 | 593,000 | 1,281,000 | 1,670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,229,000 | 19,361,000 | 19,742,000 | 20,252,000 |
| Total capital | 20,398,000 | 20,722,000 | 21,140,000 | 21,615,000 |
| Risk-weighted assets | 93,161,000 | 108,732,000 | 111,807,000 | 108,898,000 |