Call reports 2015
FIRST NATIONAL BANK IN AMBOY, THE — 2015
What FIRST NATIONAL BANK IN AMBOY, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 177,901,000 | 172,149,000 | 171,298,000 | 175,951,000 |
| Total loans | 72,199,000 | 72,421,000 | 74,663,000 | 77,504,000 |
| Allowance for loan losses | 1,335,000 | 1,402,000 | 1,563,000 | 1,550,000 |
| Securities available for sale | 82,445,000 | 83,199,000 | 80,310,000 | 80,554,000 |
| Securities held to maturity | 1,843,000 | 1,843,000 | 1,843,000 | 1,843,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,744,000 | 145,187,000 | 144,868,000 | 148,991,000 |
| Interest-bearing deposits | 122,448,000 | 119,927,000 | 119,708,000 | 120,414,000 |
| Noninterest-bearing deposits | 29,296,000 | 25,260,000 | 25,160,000 | 28,577,000 |
| Equity capital | 20,067,000 | 19,296,000 | 19,635,000 | 20,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,430,000 | 2,935,000 | 4,380,000 | 5,880,000 |
| Interest expense | 151,000 | 298,000 | 444,000 | 597,000 |
| Net interest income | 1,279,000 | 2,637,000 | 3,936,000 | 5,283,000 |
| Noninterest income | 311,000 | 630,000 | 932,000 | 1,224,000 |
| Noninterest expense | 1,218,000 | 2,483,000 | 3,824,000 | 5,080,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 372,000 | 720,000 | 1,013,000 | 1,396,000 |
| Income tax | 0 | 0 | 21,000 | 21,000 |
| Net income | 372,000 | 720,000 | 992,000 | 1,375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,633,000 | 18,772,000 | 18,982,000 | 19,365,000 |
| Total capital | 19,760,000 | 19,909,000 | 20,129,000 | 20,526,000 |
| Risk-weighted assets | 90,230,000 | 90,660,000 | 91,363,000 | 92,509,000 |