Call reports 2014
FIRST NATIONAL BANK IN AMBOY, THE — 2014
What FIRST NATIONAL BANK IN AMBOY, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 177,681,000 | 177,574,000 | 181,764,000 | 179,036,000 |
| Total loans | 70,247,000 | 70,821,000 | 74,467,000 | 76,064,000 |
| Allowance for loan losses | 1,223,000 | 1,223,000 | 1,248,000 | 1,236,000 |
| Securities available for sale | 84,402,000 | 88,732,000 | 86,037,000 | 83,776,000 |
| Securities held to maturity | 1,843,000 | 1,843,000 | 1,843,000 | 1,843,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,022,000 | 152,663,000 | 152,654,000 | 154,484,000 |
| Interest-bearing deposits | 128,425,000 | 127,300,000 | 128,691,000 | 123,754,000 |
| Noninterest-bearing deposits | 26,597,000 | 25,363,000 | 23,963,000 | 30,730,000 |
| Equity capital | 16,582,000 | 17,672,000 | 18,405,000 | 19,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,475,000 | 3,008,000 | 4,535,000 | 6,068,000 |
| Interest expense | 167,000 | 333,000 | 500,000 | 669,000 |
| Net interest income | 1,308,000 | 2,675,000 | 4,035,000 | 5,399,000 |
| Noninterest income | 339,000 | 727,000 | 1,124,000 | 1,508,000 |
| Noninterest expense | 1,317,000 | 2,507,000 | 3,739,000 | 4,980,000 |
| Provision for loan losses | 60,000 | 120,000 | 120,000 | 120,000 |
| Pretax income | 269,000 | 547,000 | 1,121,000 | 1,637,000 |
| Income tax | 0 | 0 | 6,000 | 25,000 |
| Net income | 269,000 | 547,000 | 1,115,000 | 1,612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,500,000 | 17,640,000 | 18,126,000 | 18,623,000 |
| Total capital | 18,648,000 | 18,764,000 | 19,305,000 | 19,803,000 |
| Risk-weighted assets | 91,801,000 | 89,842,000 | 94,242,000 | 94,362,000 |