Call reports 2013
FIRST NATIONAL BANK IN AMBOY, THE — 2013
What FIRST NATIONAL BANK IN AMBOY, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 176,422,000 | 174,032,000 | 173,969,000 | 175,788,000 |
| Total loans | 64,465,000 | 65,190,000 | 67,309,000 | 72,767,000 |
| Allowance for loan losses | 1,086,000 | 1,110,000 | 1,128,000 | 1,161,000 |
| Securities available for sale | 90,078,000 | 90,395,000 | 87,947,000 | 87,001,000 |
| Securities held to maturity | 0 | 0 | 1,843,000 | 1,843,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,627,000 | 150,462,000 | 151,334,000 | 153,282,000 |
| Interest-bearing deposits | 129,150,000 | 125,860,000 | 126,410,000 | 125,858,000 |
| Noninterest-bearing deposits | 24,477,000 | 24,602,000 | 24,924,000 | 27,424,000 |
| Equity capital | 18,495,000 | 16,920,000 | 15,626,000 | 15,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,507,000 | 2,963,000 | 4,439,000 | 5,940,000 |
| Interest expense | 189,000 | 374,000 | 553,000 | 734,000 |
| Net interest income | 1,318,000 | 2,589,000 | 3,886,000 | 5,206,000 |
| Noninterest income | 377,000 | 773,000 | 1,143,000 | 1,505,000 |
| Noninterest expense | 1,295,000 | 2,494,000 | 3,708,000 | 5,137,000 |
| Provision for loan losses | 30,000 | 80,000 | 140,000 | 200,000 |
| Pretax income | 370,000 | 783,000 | 1,177,000 | 1,370,000 |
| Income tax | 0 | 0 | 0 | 7,000 |
| Net income | 370,000 | 783,000 | 1,177,000 | 1,363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,798,000 | 17,079,000 | 17,406,000 | 17,593,000 |
| Total capital | 17,847,000 | 18,153,000 | 18,502,000 | 18,675,000 |
| Risk-weighted assets | 83,918,000 | 85,881,000 | 87,651,000 | 91,447,000 |