Call reports 2011
FIRST NATIONAL BANK IN AMBOY, THE — 2011
What FIRST NATIONAL BANK IN AMBOY, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 167,572,000 | 163,455,000 | 167,979,000 | 170,099,000 |
| Total loans | 78,725,000 | 75,970,000 | 77,772,000 | 78,531,000 |
| Allowance for loan losses | 1,383,000 | 968,000 | 1,046,000 | 954,000 |
| Securities available for sale | 69,330,000 | 73,296,000 | 71,423,000 | 75,449,000 |
| Securities held to maturity | 0 | 0 | 0 | 998,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,424,000 | 143,217,000 | 147,593,000 | 149,166,000 |
| Interest-bearing deposits | 131,770,000 | 125,438,000 | 130,405,000 | 127,423,000 |
| Noninterest-bearing deposits | 17,654,000 | 17,779,000 | 17,188,000 | 21,743,000 |
| Equity capital | 16,375,000 | 17,262,000 | 18,410,000 | 18,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,764,000 | 3,519,000 | 5,268,000 | 7,037,000 |
| Interest expense | 368,000 | 714,000 | 1,030,000 | 1,329,000 |
| Net interest income | 1,396,000 | 2,805,000 | 4,238,000 | 5,708,000 |
| Noninterest income | 357,000 | 688,000 | 1,040,000 | 1,494,000 |
| Noninterest expense | 1,128,000 | 2,589,000 | 3,837,000 | 5,199,000 |
| Provision for loan losses | 280,000 | 371,000 | 461,000 | 550,000 |
| Pretax income | 345,000 | 533,000 | 997,000 | 1,470,000 |
| Income tax | 4,000 | 7,000 | 9,000 | 16,000 |
| Net income | 341,000 | 526,000 | 988,000 | 1,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,759,000 | 15,811,000 | 16,153,000 | 16,449,000 |
| Total capital | 16,964,000 | 16,779,000 | 17,199,000 | 17,403,000 |
| Risk-weighted assets | 96,250,000 | 92,893,000 | 95,149,000 | 96,252,000 |