Call report 2020Q4
WESTERN HERITAGE BANK — 2020Q4
The 22 measures WESTERN HERITAGE BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 279,672,000 | USD | evidence → |
| Total loans | 209,283,000 | USD | evidence → |
| Allowance for loan losses | 2,722,000 | USD | evidence → |
| Securities available for sale | 16,100,000 | USD | evidence → |
| Securities held to maturity | 1,750,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 233,598,000 | USD | evidence → |
| Interest-bearing deposits | 138,446,000 | USD | evidence → |
| Noninterest-bearing deposits | 95,152,000 | USD | evidence → |
| Equity capital | 30,674,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,282,000 | USD | evidence → |
| Interest expense | 1,358,000 | USD | evidence → |
| Net interest income | 10,924,000 | USD | evidence → |
| Noninterest income | 1,238,000 | USD | evidence → |
| Noninterest expense | 8,713,000 | USD | evidence → |
| Provision for loan losses | 1,565,000 | USD | evidence → |
| Pretax income | 1,884,000 | USD | evidence → |
| Income tax | 421,000 | USD | evidence → |
| Net income | 1,463,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,701,000 | USD | evidence → |
| Total capital | 31,423,000 | USD | evidence → |
| Risk-weighted assets | 220,531,000 | USD | evidence → |