Call report 2019Q4
WESTERN HERITAGE BANK — 2019Q4
The 22 measures WESTERN HERITAGE BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 243,703,000 | USD | evidence → |
| Total loans | 177,794,000 | USD | evidence → |
| Allowance for loan losses | 1,322,000 | USD | evidence → |
| Securities available for sale | 7,013,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 203,799,000 | USD | evidence → |
| Interest-bearing deposits | 134,902,000 | USD | evidence → |
| Noninterest-bearing deposits | 68,897,000 | USD | evidence → |
| Equity capital | 28,999,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,356,000 | USD | evidence → |
| Interest expense | 1,776,000 | USD | evidence → |
| Net interest income | 9,580,000 | USD | evidence → |
| Noninterest income | 1,624,000 | USD | evidence → |
| Noninterest expense | 8,460,000 | USD | evidence → |
| Provision for loan losses | 315,000 | USD | evidence → |
| Pretax income | 2,429,000 | USD | evidence → |
| Income tax | 589,000 | USD | evidence → |
| Net income | 1,840,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,378,000 | USD | evidence → |
| Total capital | 28,700,000 | USD | evidence → |
| Risk-weighted assets | 196,720,000 | USD | evidence → |