Call report 2015Q4
WESTERN HERITAGE BANK — 2015Q4
The 22 measures WESTERN HERITAGE BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 99,270,000 | USD | evidence → |
| Total loans | 73,852,000 | USD | evidence → |
| Allowance for loan losses | 837,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 83,575,000 | USD | evidence → |
| Interest-bearing deposits | 65,185,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,390,000 | USD | evidence → |
| Equity capital | 9,851,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,243,000 | USD | evidence → |
| Interest expense | 458,000 | USD | evidence → |
| Net interest income | 2,785,000 | USD | evidence → |
| Noninterest income | 11,423,000 | USD | evidence → |
| Noninterest expense | 12,754,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 1,394,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 665,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,080,000 | USD | evidence → |
| Total capital | 9,922,000 | USD | evidence → |
| Risk-weighted assets | 66,927,000 | USD | evidence → |