Call reports 2018
CLATSOP COMMUNITY BANK — 2018
What CLATSOP COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 90,287,000 | 92,978,000 | 101,940,000 | 95,303,000 |
| Total loans | 60,442,000 | 59,778,000 | 59,462,000 | 56,119,000 |
| Allowance for loan losses | 640,000 | 640,000 | 640,000 | 540,000 |
| Securities available for sale | 19,497,000 | 20,602,000 | 24,509,000 | 26,926,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,675,000 | 82,197,000 | 90,715,000 | 83,675,000 |
| Interest-bearing deposits | 50,334,000 | 50,666,000 | 56,721,000 | 51,376,000 |
| Noninterest-bearing deposits | 29,341,000 | 31,531,000 | 33,994,000 | 32,299,000 |
| Equity capital | 10,369,000 | 10,506,000 | 10,894,000 | 11,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 891,000 | 1,796,000 | 2,755,000 | 3,755,000 |
| Interest expense | 37,000 | 73,000 | 109,000 | 154,000 |
| Net interest income | 854,000 | 1,723,000 | 2,646,000 | 3,601,000 |
| Noninterest income | 75,000 | 149,000 | 207,000 | 272,000 |
| Noninterest expense | 681,000 | 1,324,000 | 2,041,000 | 2,687,000 |
| Provision for loan losses | 0 | 0 | 0 | -100,000 |
| Pretax income | 248,000 | 548,000 | 812,000 | 1,286,000 |
| Income tax | 53,000 | 133,000 | 205,000 | 319,000 |
| Net income | 195,000 | 415,000 | 607,000 | 967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,537,000 | 10,563,000 | 11,157,000 | 11,610,000 |
| Total capital | 11,177,000 | 11,203,000 | 11,797,000 | 12,150,000 |
| Risk-weighted assets | 69,488,000 | 67,449,000 | 69,412,000 | 65,167,000 |