Call reports 2017
CLATSOP COMMUNITY BANK — 2017
What CLATSOP COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 87,394,000 | 86,668,000 | 94,784,000 | 90,135,000 |
| Total loans | 56,560,000 | 57,255,000 | 59,889,000 | 61,506,000 |
| Allowance for loan losses | 617,000 | 617,000 | 641,000 | 641,000 |
| Securities available for sale | 21,637,000 | 20,706,000 | 19,663,000 | 19,636,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,834,000 | 75,281,000 | 83,947,000 | 78,160,000 |
| Interest-bearing deposits | 48,551,000 | 49,149,000 | 53,663,000 | 50,123,000 |
| Noninterest-bearing deposits | 24,283,000 | 26,132,000 | 30,284,000 | 28,037,000 |
| Equity capital | 10,315,000 | 10,569,000 | 10,545,000 | 10,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 843,000 | 1,693,000 | 2,599,000 | 3,499,000 |
| Interest expense | 41,000 | 81,000 | 117,000 | 154,000 |
| Net interest income | 802,000 | 1,612,000 | 2,482,000 | 3,345,000 |
| Noninterest income | 83,000 | 154,000 | 236,000 | 308,000 |
| Noninterest expense | 695,000 | 1,343,000 | 2,019,000 | 2,724,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 20,000 |
| Pretax income | 190,000 | 425,000 | 681,000 | 911,000 |
| Income tax | 65,000 | 144,000 | 229,000 | 538,000 |
| Net income | 125,000 | 281,000 | 452,000 | 373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,833,000 | 10,070,000 | 10,044,000 | 10,186,000 |
| Total capital | 10,450,000 | 10,687,000 | 10,685,000 | 10,827,000 |
| Risk-weighted assets | 68,453,000 | 66,815,000 | 68,999,000 | 69,190,000 |