Call reports 2016
CLATSOP COMMUNITY BANK — 2016
What CLATSOP COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 81,855,000 | 82,234,000 | 87,601,000 | 85,718,000 |
| Total loans | 52,886,000 | 53,587,000 | 54,112,000 | 54,794,000 |
| Allowance for loan losses | 625,000 | 614,000 | 615,000 | 616,000 |
| Securities available for sale | 17,550,000 | 16,761,000 | 22,673,000 | 21,953,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,763,000 | 71,925,000 | 77,116,000 | 72,942,000 |
| Interest-bearing deposits | 47,126,000 | 47,531,000 | 47,742,000 | 47,739,000 |
| Noninterest-bearing deposits | 24,637,000 | 24,394,000 | 29,374,000 | 25,203,000 |
| Equity capital | 9,937,000 | 10,135,000 | 10,263,000 | 10,101,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 769,000 | 1,561,000 | 2,357,000 | 3,174,000 |
| Interest expense | 34,000 | 66,000 | 100,000 | 136,000 |
| Net interest income | 735,000 | 1,495,000 | 2,257,000 | 3,038,000 |
| Noninterest income | 53,000 | 132,000 | 196,000 | 283,000 |
| Noninterest expense | 627,000 | 1,264,000 | 1,933,000 | 2,634,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 173,000 | 382,000 | 550,000 | 717,000 |
| Income tax | 49,000 | 113,000 | 156,000 | 202,000 |
| Net income | 124,000 | 269,000 | 394,000 | 515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,285,000 | 9,488,000 | 9,662,000 | 9,718,000 |
| Total capital | 9,909,000 | 10,101,000 | 10,277,000 | 10,334,000 |
| Risk-weighted assets | 62,455,000 | 62,206,000 | 63,910,000 | 64,830,000 |