Call reports 2015
CLATSOP COMMUNITY BANK — 2015
What CLATSOP COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 72,088,000 | 76,320,000 | 80,636,000 | 78,029,000 |
| Total loans | 48,895,000 | 50,596,000 | 52,439,000 | 51,352,000 |
| Allowance for loan losses | 626,000 | 626,000 | 625,000 | 623,000 |
| Securities available for sale | 13,786,000 | 13,740,000 | 12,947,000 | 14,646,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,496,000 | 66,567,000 | 70,682,000 | 68,066,000 |
| Interest-bearing deposits | 43,537,000 | 45,010,000 | 46,683,000 | 46,320,000 |
| Noninterest-bearing deposits | 18,959,000 | 21,557,000 | 23,999,000 | 21,746,000 |
| Equity capital | 9,406,000 | 9,543,000 | 9,722,000 | 9,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 734,000 | 1,485,000 | 2,270,000 | 3,086,000 |
| Interest expense | 38,000 | 72,000 | 108,000 | 142,000 |
| Net interest income | 696,000 | 1,413,000 | 2,162,000 | 2,944,000 |
| Noninterest income | 64,000 | 203,000 | 264,000 | 311,000 |
| Noninterest expense | 583,000 | 1,197,000 | 1,796,000 | 2,516,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 196,000 | 438,000 | 676,000 | 783,000 |
| Income tax | 64,000 | 149,000 | 204,000 | 235,000 |
| Net income | 132,000 | 289,000 | 472,000 | 548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,055,000 | 9,028,000 | 9,241,000 | 9,811,000 |
| Total capital | 8,681,000 | 9,654,000 | 9,866,000 | 10,434,000 |
| Risk-weighted assets | 60,830,000 | 61,039,000 | 62,891,000 | 62,147,000 |