Call reports 2025
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION — 2025
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 25,305,000 | 25,661,000 | 26,349,000 | 26,991,000 |
| Total loans | 19,720,000 | 19,843,000 | 19,909,000 | 20,292,000 |
| Allowance for loan losses | 113,000 | 113,000 | 113,000 | 113,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,000 | 3,000 | 2,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,438,000 | 22,920,000 | 23,396,000 | 24,203,000 |
| Interest-bearing deposits | 22,438,000 | 22,920,000 | 23,396,000 | 24,203,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 2,670,000 | 2,689,000 | 2,709,000 | 2,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 322,000 | 654,000 | 998,000 | 1,347,000 |
| Interest expense | 193,000 | 385,000 | 579,000 | 780,000 |
| Net interest income | 129,000 | 269,000 | 419,000 | 567,000 |
| Noninterest income | 2,000 | 3,000 | 6,000 | 7,000 |
| Noninterest expense | 126,000 | 248,000 | 373,000 | 497,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,000 | 24,000 | 52,000 | 77,000 |
| Income tax | 5,000 | 5,000 | 12,000 | 19,000 |
| Net income | 0 | 19,000 | 40,000 | 58,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,669,000 | 2,688,000 | 2,708,000 | 2,727,000 |
| Total capital | 2,782,000 | 2,801,000 | 2,821,000 | 2,840,000 |
| Risk-weighted assets | 11,597,000 | 11,662,000 | 11,988,000 | 12,113,000 |