Call reports 2022
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION — 2022
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 26,576,000 | 26,469,000 | 24,879,000 | 24,050,000 |
| Total loans | 19,189,000 | 19,026,000 | 19,647,000 | 19,646,000 |
| Allowance for loan losses | 118,000 | 118,000 | 118,000 | 118,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,000 | 4,000 | 4,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,018,000 | 23,905,000 | 22,196,000 | 21,378,000 |
| Interest-bearing deposits | 24,018,000 | 23,905,000 | 22,196,000 | 21,378,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 2,425,000 | 2,488,000 | 2,554,000 | 2,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 249,000 | 498,000 | 753,000 | 1,009,000 |
| Interest expense | 43,000 | 83,000 | 120,000 | 165,000 |
| Net interest income | 206,000 | 415,000 | 633,000 | 844,000 |
| Noninterest income | 2,000 | 4,000 | 6,000 | 2,000 |
| Noninterest expense | 145,000 | 274,000 | 409,000 | 541,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 63,000 | 145,000 | 230,000 | 305,000 |
| Income tax | 15,000 | 34,000 | 53,000 | 70,000 |
| Net income | 48,000 | 111,000 | 177,000 | 235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,424,000 | 2,487,000 | 2,553,000 | 2,611,000 |
| Total capital | 2,542,000 | 2,605,000 | 2,671,000 | 2,729,000 |
| Risk-weighted assets | 11,112,000 | 10,963,000 | 11,367,000 | 11,469,000 |