Call reports 2021
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION — 2021
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 26,456,000 | 26,052,000 | 26,218,000 | 26,302,000 |
| Total loans | 20,288,000 | 20,093,000 | 19,402,000 | 19,372,000 |
| Allowance for loan losses | 118,000 | 118,000 | 118,000 | 118,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,000 | 6,000 | 6,000 | 5,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,083,000 | 23,700,000 | 23,758,000 | 23,863,000 |
| Interest-bearing deposits | 24,083,000 | 23,700,000 | 23,758,000 | 23,863,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 2,226,000 | 2,277,000 | 2,332,000 | 2,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 256,000 | 514,000 | 775,000 | 1,014,000 |
| Interest expense | 67,000 | 120,000 | 167,000 | 214,000 |
| Net interest income | 189,000 | 394,000 | 608,000 | 800,000 |
| Noninterest income | 2,000 | 3,000 | 5,000 | 6,000 |
| Noninterest expense | 134,000 | 275,000 | 420,000 | 555,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 57,000 | 122,000 | 193,000 | 251,000 |
| Income tax | 14,000 | 28,000 | 44,000 | 57,000 |
| Net income | 43,000 | 94,000 | 149,000 | 194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,225,000 | 2,276,000 | 2,331,000 | 2,376,000 |
| Total capital | 2,343,000 | 2,394,000 | 2,449,000 | 2,494,000 |
| Risk-weighted assets | 11,792,000 | 11,788,000 | 11,218,000 | 11,162,000 |