Call reports 2020
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION — 2020
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 24,087,000 | 24,412,000 | 25,465,000 | 25,830,000 |
| Total loans | 20,640,000 | 20,531,000 | 20,367,000 | 20,243,000 |
| Allowance for loan losses | 118,000 | 118,000 | 118,000 | 118,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,000 | 14,000 | 12,000 | 11,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,843,000 | 22,240,000 | 23,164,000 | 23,592,000 |
| Interest-bearing deposits | 21,843,000 | 22,240,000 | 23,164,000 | 23,592,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 2,071,000 | 2,098,000 | 2,149,000 | 2,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 266,000 | 529,000 | 798,000 | 1,058,000 |
| Interest expense | 96,000 | 187,000 | 271,000 | 350,000 |
| Net interest income | 170,000 | 342,000 | 527,000 | 708,000 |
| Noninterest income | 2,000 | 2,000 | 3,000 | 4,000 |
| Noninterest expense | 132,000 | 265,000 | 400,000 | 538,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 40,000 | 79,000 | 130,000 | 174,000 |
| Income tax | 8,000 | 20,000 | 20,000 | 30,000 |
| Net income | 32,000 | 59,000 | 110,000 | 144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,815,000 | 2,097,000 | 2,148,000 | 2,182,000 |
| Total capital | 1,933,000 | 2,215,000 | 2,266,000 | 2,300,000 |
| Risk-weighted assets | 12,054,000 | 11,932,000 | 11,822,000 | 11,792,000 |