Call reports 2019
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION — 2019
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 23,817,000 | 24,423,000 | 25,195,000 | 24,262,000 |
| Total loans | 20,548,000 | 21,304,000 | 21,281,000 | 20,928,000 |
| Allowance for loan losses | 51,000 | 51,000 | 51,000 | 118,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 19,000 | 19,000 | 18,000 | 17,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,981,000 | 22,302,000 | 22,930,000 | 22,155,000 |
| Interest-bearing deposits | 20,981,000 | 22,302,000 | 22,930,000 | 22,155,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 1,999,000 | 2,040,000 | 2,073,000 | 2,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 270,000 | 553,000 | 835,000 | 1,107,000 |
| Interest expense | 90,000 | 189,000 | 301,000 | 405,000 |
| Net interest income | 180,000 | 364,000 | 534,000 | 702,000 |
| Noninterest income | 3,000 | 6,000 | 8,000 | 8,000 |
| Noninterest expense | 134,000 | 267,000 | 396,000 | 523,000 |
| Provision for loan losses | 0 | 0 | 0 | 67,000 |
| Pretax income | 49,000 | 103,000 | 146,000 | 120,000 |
| Income tax | 10,000 | 22,000 | 32,000 | 40,000 |
| Net income | 39,000 | 81,000 | 114,000 | 80,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,727,000 | 1,770,000 | 1,808,000 | 1,777,000 |
| Total capital | 1,778,000 | 1,821,000 | 1,859,000 | 1,895,000 |
| Risk-weighted assets | 12,096,000 | 12,373,000 | 12,907,000 | 12,202,000 |