Call reports 2018
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION — 2018
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 17,897,000 | 19,388,000 | 20,405,000 | 22,128,000 |
| Total loans | 16,379,000 | 17,289,000 | 18,640,000 | 19,332,000 |
| Allowance for loan losses | 38,000 | 46,000 | 51,000 | 51,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 25,000 | 24,000 | 22,000 | 21,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,753,000 | 15,716,000 | 16,640,000 | 19,442,000 |
| Interest-bearing deposits | 15,753,000 | 15,716,000 | 16,640,000 | 19,442,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 1,863,000 | 1,891,000 | 1,930,000 | 1,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 205,000 | 422,000 | 659,000 | 906,000 |
| Interest expense | 36,000 | 73,000 | 123,000 | 193,000 |
| Net interest income | 169,000 | 349,000 | 536,000 | 713,000 |
| Noninterest income | 1,000 | 1,000 | 0 | 0 |
| Noninterest expense | 121,000 | 254,000 | 385,000 | 527,000 |
| Provision for loan losses | 8,000 | 16,000 | 21,000 | 21,000 |
| Pretax income | 41,000 | 80,000 | 130,000 | 165,000 |
| Income tax | 10,000 | 21,000 | 32,000 | 38,000 |
| Net income | 31,000 | 59,000 | 98,000 | 127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,580,000 | 1,610,000 | 1,652,000 | 1,685,000 |
| Total capital | 1,618,000 | 1,656,000 | 1,703,000 | 1,736,000 |
| Risk-weighted assets | 9,587,000 | 10,092,000 | 11,065,000 | 11,378,000 |