Call reports 2017
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION — 2017
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 17,769,000 | 17,216,000 | 17,881,000 | 17,553,000 |
| Total loans | 13,791,000 | 15,076,000 | 16,066,000 | 16,063,000 |
| Allowance for loan losses | 22,000 | 22,000 | 30,000 | 30,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 30,000 | 29,000 | 28,000 | 27,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,935,000 | 15,233,000 | 15,074,000 | 15,453,000 |
| Interest-bearing deposits | 15,935,000 | 15,233,000 | 15,074,000 | 15,453,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 1,756,000 | 1,762,000 | 1,793,000 | 1,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 177,000 | 375,000 | 576,000 | 782,000 |
| Interest expense | 33,000 | 64,000 | 96,000 | 130,000 |
| Net interest income | 144,000 | 311,000 | 480,000 | 652,000 |
| Noninterest income | 2,000 | 47,000 | 64,000 | 13,000 |
| Noninterest expense | 112,000 | 277,000 | 407,000 | 475,000 |
| Provision for loan losses | 0 | 43,000 | 51,000 | 51,000 |
| Pretax income | 34,000 | 38,000 | 86,000 | 139,000 |
| Income tax | 11,000 | 9,000 | 26,000 | 40,000 |
| Net income | 23,000 | 29,000 | 60,000 | 99,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,466,000 | 1,475,000 | 1,507,000 | 1,553,000 |
| Total capital | 1,488,000 | 1,497,000 | 1,537,000 | 1,583,000 |
| Risk-weighted assets | 8,389,000 | 9,213,000 | 9,717,000 | 9,380,000 |