Call reports 2016
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION — 2016
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 16,879,000 | 17,811,000 | 17,801,000 | 18,052,000 |
| Total loans | 13,471,000 | 13,422,000 | 13,315,000 | 13,172,000 |
| Allowance for loan losses | 21,000 | 21,000 | 22,000 | 22,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 37,000 | 36,000 | 34,000 | 31,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,155,000 | 16,098,000 | 16,020,000 | 16,299,000 |
| Interest-bearing deposits | 15,155,000 | 16,098,000 | 16,020,000 | 16,299,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 1,659,000 | 1,683,000 | 1,710,000 | 1,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 171,000 | 349,000 | 525,000 | 699,000 |
| Interest expense | 30,000 | 62,000 | 95,000 | 129,000 |
| Net interest income | 141,000 | 287,000 | 430,000 | 570,000 |
| Noninterest income | 0 | 0 | 3,000 | 4,000 |
| Noninterest expense | 113,000 | 224,000 | 335,000 | 445,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 28,000 | 63,000 | 98,000 | 129,000 |
| Income tax | 8,000 | 18,000 | 25,000 | 34,000 |
| Net income | 20,000 | 45,000 | 73,000 | 95,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,378,000 | 1,385,000 | 1,415,000 | 1,440,000 |
| Total capital | 1,399,000 | 1,406,000 | 1,437,000 | 1,462,000 |
| Risk-weighted assets | 8,540,000 | 8,532,000 | 8,365,000 | 8,288,000 |