Call reports 2015
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION — 2015
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 16,578,000 | 16,423,000 | 16,673,000 | 16,431,000 |
| Total loans | 13,048,000 | 13,172,000 | 13,574,000 | 13,703,000 |
| Allowance for loan losses | 21,000 | 21,000 | 21,000 | 21,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 43,000 | 42,000 | 40,000 | 39,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,922,000 | 14,793,000 | 14,643,000 | 14,773,000 |
| Interest-bearing deposits | 14,922,000 | 14,793,000 | 14,643,000 | 14,773,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 1,583,000 | 1,602,000 | 1,634,000 | 1,638,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 179,000 | 350,000 | 529,000 | 700,000 |
| Interest expense | 34,000 | 66,000 | 95,000 | 125,000 |
| Net interest income | 145,000 | 284,000 | 434,000 | 575,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 106,000 | 221,000 | 333,000 | 466,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 39,000 | 63,000 | 101,000 | 109,000 |
| Income tax | 12,000 | 17,000 | 23,000 | 27,000 |
| Net income | 27,000 | 46,000 | 78,000 | 82,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,284,000 | 1,307,000 | 1,341,000 | 1,355,000 |
| Total capital | 1,305,000 | 1,328,000 | 1,362,000 | 1,376,000 |
| Risk-weighted assets | 11,137,000 | 8,496,000 | 8,668,000 | 8,734,000 |