Call reports 2014
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION — 2014
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 15,848,000 | 15,430,000 | 15,990,000 | 15,940,000 |
| Total loans | 11,338,000 | 11,525,000 | 12,633,000 | 13,045,000 |
| Allowance for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 52,000 | 48,000 | 47,000 | 44,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,707,000 | 13,801,000 | 14,390,000 | 14,365,000 |
| Interest-bearing deposits | 13,707,000 | 13,801,000 | 14,390,000 | 14,365,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 1,481,000 | 1,499,000 | 1,528,000 | 1,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 164,000 | 325,000 | 506,000 | 686,000 |
| Interest expense | 34,000 | 67,000 | 100,000 | 135,000 |
| Net interest income | 130,000 | 258,000 | 406,000 | 551,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 94,000 | 199,000 | 306,000 | 411,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 36,000 | 59,000 | 100,000 | 140,000 |
| Income tax | 10,000 | 15,000 | 27,000 | 39,000 |
| Net income | 26,000 | 44,000 | 73,000 | 101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,332,000 | 1,352,000 | 1,381,000 | 1,255,000 |
| Total capital | 1,352,000 | 1,372,000 | 1,401,000 | 1,275,000 |
| Risk-weighted assets | 7,527,000 | 7,567,000 | 8,127,000 | 8,436,000 |