Call reports 2013
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION — 2013
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 14,371,000 | 14,690,000 | 15,638,000 | 15,794,000 |
| Total loans | 10,086,000 | 10,952,000 | 11,030,000 | 11,170,000 |
| Allowance for loan losses | 19,000 | 19,000 | 20,000 | 20,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 60,000 | 58,000 | 56,000 | 54,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,709,000 | 13,152,000 | 14,156,000 | 14,325,000 |
| Interest-bearing deposits | 12,709,000 | 13,152,000 | 14,156,000 | 14,325,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 1,405,000 | 1,421,000 | 1,436,000 | 1,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 139,000 | 302,000 | 463,000 | 623,000 |
| Interest expense | 41,000 | 81,000 | 121,000 | 160,000 |
| Net interest income | 98,000 | 221,000 | 342,000 | 463,000 |
| Noninterest income | 3,000 | 0 | 0 | 0 |
| Noninterest expense | 85,000 | 185,000 | 287,000 | 386,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 16,000 | 36,000 | 55,000 | 77,000 |
| Income tax | 3,000 | 7,000 | 10,000 | 14,000 |
| Net income | 13,000 | 29,000 | 45,000 | 63,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,405,000 | 1,421,000 | 1,436,000 | 1,305,000 |
| Total capital | 1,424,000 | 1,440,000 | 1,456,000 | 1,325,000 |
| Risk-weighted assets | 6,723,000 | 7,246,000 | 7,335,000 | 7,386,000 |